Product Liability

Protects your business in a situation where property damage or personal injury is caused

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Abu Dhabi: +971 2 626 66 69

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8 AM to 5 PM, Sunday to Thursday.

What is a Product Liability Insurance?

Product liability insurance is for businesses that manufacture products for sale on the general market. Product liability insurance protects against lawsuits arising from injury or death caused by their products. It protects the business from claims related to the manufacture or sale of products, food, medicines, or other goods to the public. It covers the manufacturer’s or seller’s liability for losses or injuries to a buyer, user or bystander caused by a defect or malfunction of the product, and, in some instances, a defective design or a failure to warn.

Product Liability insurance protects your business in a situation where property damage or personal injury is caused by products sold by your business. Your business may be liable to pay compensation, even if you were not the original manufacturer, these costs can be extremely high.

Having product liability insurance would cover the costs if your business were to be subject to a claim from a third party. The insurance would cover damages, legal fees, defense costs, and compensation.

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How Will Product Liability Insurance Help Me?

Did you know that claims can be brought against you as a producer within 3 years of using the product, with no upper limit as to the level of damages that can be awarded if a claim was made? This essential cover would be vital in the event that a product is supplied by your business that causes harm due to a failure or malfunction.

We would highly recommend that any business that supplies products to members of the public should consider taking out the cover.

Would a claim against your business due a faulty product effect your business? Ensuring you have effective product liability cover should be at the top of your list.

Do I Need Product Liability Cover?

Does your business manufacture or sell products to the public or other businesses? If so, then product liability cover is crucial for your business to ensure that you are protected and for your peace of mind.

Products can malfunction and product liability insurance protects you against this.

FAQs

Does your business manufacture or sell products to the public or other businesses? If so, then product liability cover is crucial for your business to ensure that you are protected and for your peace of mind.

Products can malfunction and product liability insurance protects you against this.

This can depend on a range of factors and depends on the product you are selling, and the risks associated with the use of the product.

The maximum possible cover is always recommended to ensure peace of mind. By taking out the maximum cover, no matter what happens you will always be covered against fees and damages.

Product liability insurance isn’t a legal requirement. There are however very few companies who choose to be unprotected as the costs of paying for damages against products that have caused injury or damaged someone’s possessions can be extremely expensive.

Although it may not be a legal requirement, it is a financial requirement for most manufacturers.

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Abu Dhabi: +971 2 626 66 69

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