Business Interruption Insurance for Companies in the UAE

Financial Stability During Unforeseen Business Interruptions.
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Abu Dhabi: +971 2 626 66 69

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8 AM to 5 PM, Sunday to Thursday.

Understanding Our Insurance Coverage

Nexus Insurance Brokers offers reliable business interruption insurance that serves as a financial security for companies during expected activity disruptions. Our ability to cater to businesses of all sizes makes us stand out, so customers can rest assured knowing they are handled by the right team. The insurance covers income losses and ongoing operational costs incurred during times when the business is unable to operate due to natural disasters, a fire, equipment failure, or a government-mandated shutdown. Our services also consist of health insurance for staff and group life insurance for employees extending across the UAE, Bahrain, Qatar, Kuwait, and Jordan, offering customized coverage that meets the diverse needs of residents in these countries. 

Nexus Insurance Brokers delivers tailored insurance solutions that align with the client’s industry and risk level. These solutions provide peace of mind and safeguard your business even in challenging times. Contact us for a free quote.

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How Does it Work?

Activating the Policy

In the event that a covered incident affects your business, the insurance policy comes into effect following a designated waiting period, usually ranging from 48 to 72 hours, based on the policy conditions.

Coverage Duration

After the policy is activated, the coverage remains in effect until the business resumes operations or until the maximum indemnity period concludes.

Income Replacement

Throughout the disruption, we offer income replacement services that assist you in sustaining cash flow for your operations and compensating for lost profits resulting from the inability to generate revenue.

Reimbursing Extra Expenses

We also cover additional expenses, such as renting temporary facilities or purchasing new equipment to reduce downtime and get your business back on track.

We ensure that the recovery process is as seamless and efficient as possible, minimizing the impact of the disruption on your bottom line.

Why Business Interruption Insurance Is Critical

A business interruption can lead to substantial financial losses, especially if operations are halted for an extended period. Without adequate insurance, businesses may face monetary losses, struggle to meet fixed operational costs, and harm their reputation. 

  • Business interruption insurance safeguards your organization from revenue losses caused by unexpected events.
  • Ongoing fixed expenses during a disruption, such as salary, electricity, and rent.
  • Extra costs are incurred when moving or returning to regular operations temporarily.
  • Possible closure due to directives from civil authorities in times of emergency, such as natural catastrophes or public health issues.

By obtaining business interruption insurance, you can ensure that your company recovers swiftly from a covered occurrence without incurring the financial strain that could otherwise disrupt operations.

Simple Steps to Get Started With Us

At Nexus Insurance Brokers, we make the process of securing Business Interruption Insurance straightforward:

1

Request a Quote

Reach out to our team to request a free quote and assess your business’s risk profile.

2

Custom Coverage

Based on your industry, size, and operational needs, we’ll work with you to craft a tailored insurance policy that suits your business.

3

Get Covered

Once your policy is designed, we ensure a quick activation to protect your business from potential disruptions.
Our team of experts is always available to guide you through the process and ensure you have the right protection in place.

Key Features & Coverage – What’s Included in Our Plan?

Protection Against Income Loss

The policy compensates for lost revenue that the business might have made while operating normally. Calculations are based on historical revenue data, which helps maintain financial stability during downtime.

Coverage for Fixed Costs

Rent, utilities, insurance, taxes, and the salaries of key employees are among the expenses that the business must continue to cover even when activities are halted. These costs are covered by the insurance, avoiding debt.

Additional Expenses

We cover additional costs that may arise in order to minimize business disruptions. These could include the price of a temporary relocation, extra labor, or equipment rental expenditures needed to maintain business operations.

Civil Authority Closures

If authorities forbid access to the company’s facilities—possibly as a consequence of hygienic restrictions, construction accidents, or emergency situations—our coverage can cover damages arising from the inability to continue operations.

Reputation Recovery

Following an incident, some plans cover the costs of marketing events and public relations initiatives meant to win back the trust of customers and business partners. This holds particular significance for brands that receive a lot of media attention.

Why Choose Nexus?

Personalized advisory approach

Access to top-rated insurers

Quick claim support

UAE-focused expertise

Industry-Specific Solutions

Our coverage is designed to meet the unique needs of businesses across various sectors. Whether you are in retail, manufacturing, IT services, or healthcare, we offer customized solutions to ensure that your specific risks are covered.

Retail & Hospitality

For stores, restaurants, cafes, and hotels, each day of downtime means direct loss of income and clients. Such businesses are sensitive to interruptions due to their dependence on customer flow and high competition. Insurance helps maintain financial stability and quickly restores operational activity after an incident.

Manufacturing & Industrial

Factories, plants, warehouses, and logistics centers face high risks related to equipment breakdowns, fires, accidents, or supply disruptions. Interruptions in processes can result in significant losses and contract breaches. Insurance can mitigate these losses by compensating for downtime and assisting in the recovery of production.

Healthcare & Professional Services

Clinics, dental offices, private practices, and consulting companies depend on the continuity of service provision and access to premises. In case of temporary closure, for example, due to flooding or fire, an insurance policy helps cover lost income, rent, and salaries of key employees until business returns to normal work.

IT & Digital Services

For startups, software companies, data centers, and online platforms, interruptions can be caused by infrastructure failures, server attacks, or office disconnection. Even a temporary work stoppage affects clients and reputation. Insurance helps cover losses related to service restoration and technical expenses.

Get Going with Nexus Insurance Brokers

Don’t let unexpected disruptions impact your business. Our Business Interruption Insurance covers your revenue, fixed expenses, and recovery costs, giving you peace of mind during challenging times.

Call Us

Abu Dhabi: +971 2 626 66 69

Working Hours

8AM – 5PM, Monday to Friday.

Contact Us

Please contact us by filling out the form below and a Nexus Insurance Adviser will be in contact with you shortly:
Contact your Insurance Advisor CLS

Get in touch with us

Please contact us by filling out the form below and a Nexus Insurance Advisor will be in contact with you shortly:
Contact your Insurance Advisor CLS