Fire and Allied Perils

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Abu Dhabi: +971 2 626 66 69

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8 AM to 5 PM, Sunday to Thursday.

What is covered under a Fire and Allied policy?

The standard perils covered under the Fire and Allied policy are fire, lightning earthquake, storm, tempest, flood, bursting overflowing of water tanks and apparatus impact damage, aircraft damage, riot strike, malicious damage, and explosion. These policies may also protect against loss of earnings sustained during this period.

Fire Policy
This policy protects against the risk of damages or losses due to lightning and fire only.

Fire and Allied
Adding to the cover mentioned above, this type of policy covers several additional hazards. This could vary, each policy is designed for your specific needs.

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What Additional Protection Could Be Included?

  • Explosions
  • Earthquakes, volcanic eruptions
  • Aircraft or any other aerial devices or articles dropped from impact damage by your own or any third-party road vehicles, horses or cattle
  • Storms, tempests and floods
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Loss of profits or the interruption of business
  • Loss of Rent
  • Third party legal liability including the liability of landlords towards their tenants
  • Tenants liability towards their landlords
  • Strikes, riots & civil commotions
  • Theft/Burglary following a forcible entry/exit from the insured premises
  • Accidental damage to plate glass fixed to the buildings
  • Malicious damage
  • Fire brigade charges and extinguishing expenses
  • Architects, surveyors and legal and consulting engineering fees
  • Removal of debris expenses following losses or damages to the insured property

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