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Term Life Insurance 

Empowering You to Protect Your Loved Ones with Ease. 

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Get Term Life Insurance Plans for Securing Financial Stability
Nexus Insurance Brokers Dubai UAE

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Our best term insurance in UAE, Dubai, and other GCC locations is one of the simplest and most cost-effective methods to ensure your loved ones have financial security. If you pass away within the coverage period, this insurance, designed for a specified duration, guarantees your beneficiaries a payout. People looking for high-value coverage without long-term financial obligations will find term life insurance the best option due to its affordable prices and customizable options. Our insurance in Dubai collaborates with top insurers to offer customized plans that fit your lifestyle and economic objectives, guaranteeing that you receive the appropriate coverage at the most affordable cost.

Our user-friendly platform also makes it easy to explore and purchase other plans, such as group life insurance for employees and savings plan tailored to your needs at competitive prices. At Nexus, we are committed to providing plans not just in the UAE but also across other GCC countries, including Bahrain, Qatar, Kuwait, and Jordan. 

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Our Term Insurance Plans

Basic Term Life Plan

The ideal choice for individuals seeking affordable, straightforward coverage. This plan provides a fixed sum assured for a set term, ensuring financial support for your beneficiaries in the event of your passing. It’s designed for those who want reliable coverage without the added complexities.

Level Term Plan

With the Level Term Plan, your coverage amount remains consistent throughout the policy term. This plan is ideal for those needing a fixed sum to cover long-term financial obligations, such as mortgage repayments or children’s education.

Increasing Term Plan

This plan offers the option to increase your coverage amount regularly, accounting for inflation and rising financial responsibilities. It’s ideal for individuals who want to ensure their coverage grows alongside their long-term needs.

Convertible Term Plan

The Convertible best term insurance plan allows you to convert your term into a permanent life insurance policy, such as whole or universal life, without additional health checks or underwriting. This plan offers long-term flexibility while still providing affordable initial coverage.

Critical Illness Rider Plan

Add extra protection with our Critical Illness Rider, which can be attached to any of our term plans. This rider provides coverage for major illnesses such as cancer, heart attack, and stroke, ensuring financial support during a critical health crisis.

Family Income Benefit Plan

In addition to a lump-sum payout, this plan provides regular monthly income to your family after your passing. This can be especially valuable for those with dependents who need ongoing financial support for daily expenses.

Why Choose Our Term Insurance Plans?

Affordable Premiums

Get comprehensive coverage at highly competitive rates, making term insurance an accessible option for everyone.

Flexible Coverage

Customize your plan with various riders and add-ons to meet your financial needs.

Simple Application Process

Easy-to-understand policies with minimal documentation and quick underwriting procedures.

Transparent Terms

Clear terms and conditions to help you confidently make informed decisions.

Key Benefits of Our Term Insurance Plans

High Coverage at Premiums

Customizable Policy Terms

Streamlined Underwriting Process

No Medical Exams for Standard Policies

Flexible Riders and Add-Ons

Renewable and Convertible Options

Guaranteed Payout

Tax Efficiency

Inflation Protection

Global Coverage

How We Do It?
in the UAE: all you need to know

At Nexus, we streamline the process of securing Term Life Insurance, ensuring you receive the best coverage with minimal effort. Here’s how we do it:

1

Initial Consultation

We start by understanding your needs and goals. Our expert advisors help identify the right insurance options tailored to you.

2

Tailored Plan Design

Based on your requirements, we create a customized term insurance plan, choosing the right coverage, term length, and sum assured.

3

Policy Customization

We offer optional riders, such as Critical Illness or Accidental Death Benefit, to enhance coverage and provide more comprehensive protection.

4

Transparent Quotation

You’ll receive a clear and detailed quote with all premiums, coverage terms, and add-ons, ensuring no hidden fees or surprises.

5

Simple Application & Underwriting

We guide you through the easy application process with minimal paperwork. Many plans require no medical exams, ensuring quick approval.

6

Policy Activation

Once approved, your coverage is activated immediately, and you’ll receive your policy documents for easy reference.

7

Ongoing Support & Management

We provide continuous support, assisting with renewals, claims, or adjustments to your plan, ensuring it remains aligned with your needs.

8

Claims Assistance

We offer guidance in the event of a claim to ensure a smooth process and timely payout for your beneficiaries.

Documents Needed for Term Insurance

To apply for Term Life Insurance, you’ll need to provide the following documents to ensure a smooth and efficient process:

Personal Identification

  • Valid Emirates ID or Passport (for UAE residents and citizens).
  • Residency Visa (if applicable).

Proof of Address

  • Utility bill or bank statement (dated within the last 3 months).

Medical History Documentation

  • Recent medical reports (if required by the insurer).
  • Health declaration or medical questionnaire, depending on the plan.

Income Verification

  • Salary slips (usually for high sum assured plans).
  • Bank statements or tax returns (if required).

Beneficiary Details

  • Names, ages, and relationship details of the nominated beneficiaries.

Completed Application Form

  • A signed proposal form includes all personal, health, and beneficiary details.

Additional Documents for Riders

  • If you choose optional riders (e.g., Critical Illness, Accidental Death Benefit), specific forms or documentation may be needed based on the rider type.

Group Life Insurance

Secure Your Family’s Future Today

Don’t wait for the unexpected—protect your loved ones with our comprehensive Term Life Insurance plans in Dubai and other Emirates. At Nexus, we offer flexible, affordable coverage tailored to your needs. Reach out to our expert team today for personalized guidance and start the process of securing your family’s financial future. Get in touch now for a consultation, and let us help you choose the right plan to give you peace of mind.

Call Us

Abu Dhabi: +971 2 626 66 69

Working Hours

8AM – 5PM, Monday to Friday.

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Contact Us

Please contact us by filling out the form below and a Nexus Insurance Adviser will be in contact with you shortly:
Contact your Insurance Advisor CLS

Get in touch with us

Please contact us by filling out the form below and a Nexus Insurance Advisor will be in contact with you shortly:
Contact your Insurance Advisor CLS